In this Photoshop tutorial, I will show you how to add stone effect to a text.
Below is the preview of the final text.
Create a new file (File >> New)
Fill the layer with #787878 color.
Create a new layer (Layer >> New >> Layer). Select text tool.
Type some text in large and bold font and in white color.
Apply following layer style to the text layer.
Here is the final text effect.